Seven things you shouldn’t do when lockdown ends

Seven things you shouldn’t do when lockdown ends
| May 02nd, 2020

By May 4 , there will be a phased and gradual easing of the lockdown occasioned by the coronavirus in the Federal Capital Territory, Lagos and Ogun states , as announced by the President, Muhammadu Buhari , in a televised speech on Monday .

The President also announced a nationwide curfew from 8 pm to 6 pm and reiterated the ban on public gatherings and non - essential interstate travel as well as enforcement on social distancing until further notice .

He also ordered new measures such as the compulsory wearing of face masks and a two - week lockdown of Kano State for health officials to investigate the series of mysterious deaths happening there.

Buhari on March 30 ordered lockdown for an initial period of 14 days in the FCT, Lagos and Ogun states , followed by a two - week extension which ended at 11 . 59 pm on Monday . Several other states had introduced similar restrictions to curb the COVID - 19 spread .

However , when the lockdown is eased , experts said it was not yet time to take things for granted .

“ Nobody should expect life to return to normal just at once . Even though we are making progress in containing the COVID - 19 spread, it is not yet over , ” said Dr Jeremiah Kajewole , a public health expert in Lagos .

As of the time of filing this report on Friday, the Nigeria Centre for Disease Control said there were 1 , 932 coronavirus cases. While 319 patients had been discharged , 58 had died .

Kajewole said , “Many people are looking forward to resuming their daily activities . People want to go back to work , go to the movies , spa and others. Parents want their children back in school because some are already tired of living with the kids ; many people want to resume going to church and mosque .

“ Couples who had postponed their weddings want to pick new dates ; people want to bury their dead . In short , people are already tired of living at home . Many are depressed . All these feelings are expected. All the same , life won ’ t return to normal all at once when the lockdown is lifted . ”

According to Kajewole and other experts , Nigerians should not do the following things when the coronavirus lockdown ends .

Don’ t throw a party or hit the club

Kajewole asked Nigerians not to throw a party immediately the lockdown ends , saying since no vaccine had been discovered for the coronavirus , it was important to still observe the social distancing measure , which is to slow the spread of viral transmission from person to person .

He said , “When the coronavirus lockdown ends , it is not yet time to host a party at home or crowd into a bar or club when they reopen . It is not time to hold your wedding party or bury the dead unless you abide by the government guidelines .

“ This is because these are activities that make people to be crowded , which means if there is any asymptomatic coronavirus patient, they can infect others, who then could pass the virus to their family and friends.

“ The coronavirus is a highly contagious virus , and until a vaccine is found , social gatherings should still be avoided , like the President announced on Monday . ”

Don’ t stop washing your hands

A writer for CNET magazine , Jessica Dolcourt , asked people not to stop washing their hands when the lockdown ends , as it is a safe way to protect oneself from contracting any virus , whether it is coronavirus or others.

She said , “ Of course , you should continue to practise common hygiene . Remember that relaxed restrictions don’ t necessarily mean that the coronavirus outbreak is over , even after a vaccine eventually arrives.

“ There may be economic reasons for schools and businesses to reopen , but remember that the goal of stay - at - home orders and thorough hand- washing is to keep hospitals from being overwhelmed with patients in critical condition and minimise your risk of acquiring life -threatening symptoms.

“ Hopefully, the good hand -washing habits you ’ ve acquired during this time will stick around. Remember , longer , thorough and frequent hand - washing is important after coming into contact with people and public surfaces. ”

Don’ t immediately visit loved ones

A medical practitioner based in Abeokuta , Ogun State, Bosede Osunniyi, urged Nigerians to resist the urge of visiting their loved ones immediately the lockdown ends .

“ Most people will definitely want to rush out and meet their loved ones to catch up on the latest gist . But that might not be the best move for now . People should know that we are still dealing with a virus outbreak which can kill , ”

She said with time , life would return to normal but while the country still battles the pandemic , it was not yet time to want to meet with people .

“ We should be patient ; this is not time to start shaking hands and hugging one another . It’ s really depressing we can ’ t do all these things for now , but it ’ s better to make sacrifices and save lives than take foolish decisions and kill people , ” Osunniyi said .

“ Keeping a distance may still be the best way to keep ourselves safe from the virus , ” she added .

Don’ t embark on flight

Dolcourt said when the restrictions were lifted , it was expected that hotel and airfare prices would be enticingly cheap , she , however, advised that unless it ’ s an essential trip, it was wise to avoid airports and airplanes , as flights remained one of the ways to contract the coronavirus .

She said , “The international movement of people contributed to the coronavirus reaching pandemic proportions so quickly – through person - to -person transmission like coughing and sneezing.

“ If a recurrence were to happen , the last thing you want is the stress of finding yourself quarantined in an unfamiliar country, without a clear or quick way home . ”

In many countries , including Nigeria , the coronavirus index cases were people who came on international flights . ’’

Don’ t dump face masks

“ Not to be the bearer of bad news , but as a global society , we can ’ t say for certain what will happen next – if a sudden surge in new coronavirus cases will make it necessary to reinstitute quarantine measures, as has happened in Singapore and Hong Kong, or , worse , if a new strain emerges, ” Dolcourt said .

“ When the time comes , the smart thing to do is remain cautiously optimistic about regaining your freedom to move, but remain realistic that we don’ t know what the future holds. So keep those homemade face masks handy. ”

Cover your mouth when you sneeze or cough

While this practise has been made popular because of the coronavirus pandemic, medical experts said it was a practice people should observe when the coronavirus ends and throughout their lifetime .

According to Kristina Duda, a specialist in infectious diseases prevention and a writer for

VeryWellHealth based in the United States, aside from washing your hands with warm water and soap for 20 seconds or using an alcohol -based hand sanitiser , one of the most important and effective ways to stop the spread of germs is to cover your cough and sneeze.

She explained that an uncovered cough or sneeze could send infected droplets up to six feet away and remain airborne for several hours and for up to 48 hours on surfaces.

She said the idea behind covering your mouth when you cough or sneeze to avoid propelling the germs in your body into the air or across the room, which could make others sick .

“ It’ s not just good manners to cover your cough or sneeze. Doing so helps reduce the spread of germs , including the highly contagious influenza virus .

“ The flu and some other infections are spread through microscopic water droplets expelled from an infected person , commonly through coughing , sneezing , and hand -to - mouth contact , ” she said .

Duda, however, noted that although it sounded easy to cover your cough or sneeze, many people usually did it in a wrong way.

She noted , “ Putting your hand in front of your mouth to cover your cough (or sneeze) is not advised . When you do this , the germs will then spread onto everything you touch , including surfaces like remote controls and doorknobs , but also things like food you serve and hands you shake. Put another way , your attempt to halt the spreading of germs will be moot.

“ The CDC (Centres for Disease Control and Prevention ) recommends coughing ( or sneezing) into a tissue and throwing the tissue in the garbage. Then, wash your hands with soap or use hand sanitiser just in case any germs were transmitted from the tissue onto your skin.

“ If you don’ t have a tissue handy, the next best option is coughing into the crook of your elbow . This is obviously simple , but it may take time to make a habit . It ’ s worth it , as this practice dramatically drops the odds of you spreading those germs . ”

Don’ t visit public places like malls , banks, others

Kajewole advised against visiting public places such as shopping malls, banks , parks and others when the lockdown ends , explaining that it would be easy to contract the coronavirus in such places due to the fact that they attract a large number of people .

He said , “Visiting shopping malls, restaurants , banks , Computer Village , pet shops and others are still risky for now ; we should be careful. The only places I will advise people to visit are essential places such as pharmacies and market stalls for groceries . We must try as much as possible to comply with the social distancing rules.

“ It will be a hard time for many people but if you look at the merits of still staying away from public places , they are more than the demerits . Meanwhile , people can explore alternative services . For example , you don’ t need to go to the bank to carry out many transactions . In fact , some banks have online call centres which operate 24 /7 ; you can also order certain goods online without going to the mall . I think we should keep on exploring these options until the coronavirus siege is over . 

Read More

| April 18th, 2020

As the global pandemic disease Coronavirus (COVID-19):continue to cause more harm within our closest.

Afa Igbo bu ofu Association a body with a clear vision of promoting and sustaining the priceless heritage of Igbo culture have joined force with the Anambra state government in the fight against this pandemic.

The Association through it's deligates yesterday made a Two hundreds thousand naira donation to the Anambra state government.

The Organization through it's deligates at the presentation stressed that the fight against Coronavirus should be a collective one, urging all well mean Anambrarians and other corporate bodies to join hands with the effort of the state government in the fight against this pandemic.

It should be recalled that Afa Igbo bu ofu have been busy providing basic precautionary measures to the public through various media outlets.

Read More
COVID-19: Unizik DOS I Obi Emmanuel provides cash incentives to Unizik students

COVID-19: Unizik DOS I Obi Emmanuel provides cash incentives to Unizik students
| April 13th, 2020

Goodwill and act of philanthropy is not magical but a deep sense of affection and compassion for humanity.

This was demonstrated by a Nigerian student, Mr Obi Emmanuel popularly known as "Oringo" who is the Directoe of Social Students Union government Nnamdi Azikiwe University Awka, Anambra State.

While giving out the cash gifts to students through an online random selection, he maintained that this won't be enough to take care of a student's needs but will go a long way to provide the immediate basic needs of the students as we are keeping safe in this pandemic period.

During an interaction with MINGONLINE one of the beneficiary Miss Amaka a 200 level student of Political science expressed his uttermost gratitude to the Oringo stressing that this is commendable and worthy of emulation, she stressed that at first she didn't think it's going to happen untill she receive an alert of the gift.

Different students equally received different amount of cash credited to their account from the DOS.

Mr Obi Emmanuel in his words called on other good spirit individuals to to join hands to provide for the students especially those who could not travel home during this lock down. He maintained that it is only in giving that we can receive and so we obey the golden rule.

Highlight of the giveaway was the award of scholarship to the lucky student. The award covers school fees for the 2019/2020 academic section. 

Other food materials were equally distributes to the students to help ease the burden of this troublent time.

Read More
Exclusive: MTN Already Tested 5G In Nigeria? See This Leaked Memo

Exclusive: MTN Already Tested 5G In Nigeria? See This Leaked Memo
| April 07th, 2020

While the Federal government of Nigeria insists that no license has so far been issued for 5G deployment in the country, a memo revealing that MTN Nigeria already conducted a trial, has leaked on the internet.

In a statement issued on Saturday by the Spokesperson to the minister of Communications and Digital Economy, Mrs. Uwa Suleiman, the minister said he was worried by the public concern about the health implications of the deployment of the Fifth Generation Mobile Networks (5G) in Nigeria and affirmed that the National Frequency Management Council (NFMC), of which he is the chairman had not deliberated on or released any bulk frequency spectrum for the deployment of 5G in Nigeria, Vanguard reports.

The minister maintained that no license has been issued for the deployment of 5G anywhere in the country, as the ministry is currently at the stage of studying and reporting the a 3-month study trial conducted by the ministry is ongoing.

The statement reads in part:

‘’The attention of my office has been drawn to the public concern about the health implications of the deployment of Fifth Generation Mobile Networks (5G) in Nigeria. Based on available records at my office and the earlier report received from the regulator.

‘’I would like to clarify as follows that: the National Frequency Management Council (NFMC), of which I am the Chairman, has not deliberated on or released any bulk frequency spectrum for the deployment of 5G; no license has been issued for the deployment of 5G in the country.

‘‘A 3-month study trial commenced on the 25th of November, 2019 in order to critically review and study the health and security implications of deploying 5G in Nigeria; as part of the study trial process, I directed the Nigerian Communications Commission (NCC) to ensure that a team of experts, security agencies and other stakeholders fully participate in the trial process and my office also invited these agencies to participate in the trial; and the trial process has been concluded and the study and reporting process is currently ongoing.’’

See the Memo:

Read More
Anambra State government gives update on Lockdown in the state

Anambra State government gives update on Lockdown in the state
| April 06th, 2020

No Lockdown in Anambra State.


1.      A lot of people have in the last couple of hours been calling government officials in Anambra State to ascertain the veracity or otherwise of the rumour that there will be a lockdown in the state from 9am tomorrow, Monday, April 6, 2020. Those peddling the rumour allege that no vehicles will be allowed to move within the state and that food and pharmaceutical as well as medical markets will from 9am tomorrow no longer be permitted to operate. In other words, the state will be on lockdown.

2.      This rumour is false and unfounded. The government has not changed its policy on the measures taken to protect our people from the coronavirus which is devastating the world, including Nigeria.

3.      Ndi Anambra are enjoined to continue to maintain social distancing by keeping away from people by 6 feet. They are also encouraged to regularly wash their hands for at least 20 seconds with water and soap, and pour the water away if it is in a bowel. They are, in addition, advised not to dry their hands with handkerchief or towel because it may be infected. They are also encouraged to use hand sanitiser often. They are enjoined to cover their mouths and noses with disposable tissues while coughing or sneezing. The use of face masks everywhere they go is highly advised.

4.      Buses and tricycles remain restricted to the limited number of passengers they are allowed to carry. Our boundaries with other states remain closed.

5.      Ndi Anambra have complied very well with the guidelines and directives by the government on how to spread the coronavirus. This is one of the critical reasons why our state has so far been spared the scourge of COVID-19. Let us continue to make Anambra the safest state in Nigeria in every sense of the expression.

God bless Anambra State, the Light of the Nation.




C. Don Adinuba

Commissioner for Information & Public Enlightenment.

Read More
A Special Broadcast on Covid-19 by the Governor of Anambra State, His Excellency, Chief Willie Obiano

A Special Broadcast on Covid-19 by the Governor of Anambra State, His Excellency, Chief Willie Obiano
| April 03rd, 2020

 Thursday April 2, 2020.

Ndi Anambra ekenem unu.

I am here to update you on the on-going global war against the Novel Coronavirus (Covid-19) and the efforts we have made so far to flatten the curve on this virus and shut it out of Anambra State. 

As you may recall, my last broadcast on this pandemic was on March 19, 2020 when we took our first decisive steps against this menace by announcing the suspension of schools, nightclubs and bars, weddings, funerals, ofala ceremonies and  other social events that bring people together in one place. 

Update on Testing and Results:

Here is an update on what has happened since my last broadcast. In Anambra State, we respect our experts. My Commissioner for Health, Dr Vincent Okpala has reliably informed me that at this moment in time, our dear state does not have a single recorded case of Coronavirus. Six samples have so far been sent for testing and four of the samples were declared negative. The results of the other two have not been released yet. We have sent three new samples today for testing.


Please note that samples are usually taken from what the experts call CASE DESCRIPTION. Case Description is a situation where an individual who has just returned from any of the countries and cities that have serious Covid-19 cases begins to show symptoms of Coronavirus… or a situation where someone who has come in contact with people suffering from Coronavirus begins to show symptoms of the pandemic. These symptoms are usually cough, runny nose, fever and a difficulty in breathing. Samples are usually taken from such people and sent to the testing center. So, far, Anambra is safe. But we shall continue our efforts in testing to ensure that Coronavirus does not take us by surprise.

Update on Isolation Centers:

We have successfully set up a 250-bed Isolation Center at the NYSC Orientation Camp in Mbaukwu/Umuawulu and another 16-bed Isolation Centre at the General Hospital Onitsha. By the Grace of God, I shall commission both centers tomorrow. The Onitsha Isolation Centre has been described as one of the best in the country today. At the same time, the Isolation Center at Chukwuemeka Odumegwu Ojukwu University Teaching Hospital, Amaku-Awka is being fitted out to standard just in case we have an outbreak.

Meanwhile, we have two Surge Centers at Ekwulobia General Hospital and Umueri General Hospital. Ndi Anambra, I am happy to announce the Management of Fidelity Bank and the Management of Access Bank have both volunteered to equip the Surge Centers at Ekwulobia General Hospital and Umueri General Hospital with a 60-bed facility each that meets the World Health Organization standards on Coronavirus. I have been assured that both facilities shall be up and running within one week. On behalf of Ndi Anambra, I express my profound gratitude to Fidelity Bank and Access Bank for their kind gesture. 

Economic Stimulus Package:

Ndi Anambra, our response to the threat posed by the Covid-19 pandemic is multi-dimensional. We have mounted a massive awareness campaign on all media platforms to enlighten our people on the threat of Coronavirus. We have closed our boundaries with neighbouring states and shut down our 63 major markets in Anambra State to flatten the curve on this virus. We have set up Isolation Centers and equipped them with facilities that meet WHO standards. And finally, we have also rolled out an Economic Stimulus Package to cushion the effect of steps we have taken against the virus on the most vulnerable members of our communities. We have commenced the distribution of 200 bags of rice to each of the 181 communities in Anambra State to be distributed among our senior citizens from 70 years and above. In communities where we have more than 200 people within the specified age bracket, distribution shall start from the oldest to the youngest in the age bracket.

Beyond that, we have also given a 10% relief on personal income taxes to businesses in Anambra State for the year 2019. This means that if you have been paying your taxes regularly, you will get a 10% refund of the entire sum you paid in 2019. I have no doubt that this will be of great help to businesses in the state. 

Interventions from the Private Sector: 

Our call for assistance from corporate bodies and successful Ndi Anambra has started yielding results. So far, we have received the following donations in cash and equipment from the following people – 

~ UBA Plc – N28, 500,000

~ Ibeto Petrochemical – N10m

~ J I Ejison of Ejison International Ltd - N5m

~ Chief Ken Nwogbo – N5m

~ Chief Daniel Chukwudozie of Dozzy Oil – N2m

~ Senator Victor Umeh – N2m

~ His Royal Highness, Igwe Gerald Mbamalu, Igwe Ojoto – N1m

~ Ezeemo Godwin Chukwunenye – N500,000

~ Obinna Okechukwu Nwosu – N3000

~ 7Com Enterprises N2000

~ Dr Ernest Audialor Obiejesi – 4000 Facial Masks and 900 Personal Protection Equipment (PPE).

Other illustrious indigenes of the state that have pledged to assist the government with Personal Protection Equipment and other medical supplies are; Chief Engineer Arthur Eze, Dr Cosmas Maduka, Chief Innocent Chukwuma (Innoson) Sir Emeka Offor, Chief Chidi Anyaegbu (Chisco), Emma Bishop Okonkwo (Ekulo Group) and Chief Allen Onyema (Air Peace).

Ndi Anambra we are still appealing for donations to boost our capacity to overcome the threat posed by this pandemic. We especially need ventilators and Personal Protection Equipment like gloves, goggles for the eyes, apparels and masks. We shall appreciate any intervention that will strengthen our capacity in these areas.

What we shall do next;

Ndi Anambra, we are determined to strengthen our campaign against Coronavirus in our dear state with the following measures – 

1. We shall soon commence the distribution of 3 million masks residents of Anambra State 181 communities in Anambra. The Igwes and the PGs will assist the government in profiling the tailors in the various communities that will help in mass-producing these masks for distribution to the members of the communities. Our intention in handing out 3 million masks is to ensure that after the 14-day shutdown of the state, no one will step out of their home without wearing a facial mask. The Czech Republic is relying largely on a heavy use of facial masks to minimize the incidence of Coronavirus in its territory. These masks shall be made by our own tailors carefully selected from each of the 181 communities of Anambra State. The modalities for the manufacturing and distribution of the masks shall be worked out and announced subsequently.

2. We shall also commence the fumigation of the 63 markets in Anambra State while the traders are at home. This will help to reduce the toxicity of the business environment and minimize the exposure of our people to different kinds of infections. 

3. We are giving a two-month waiver to Keke and shuttle bus operators in the state on the usual permits they pay. The grace period covers the months of April and May, 2020. The leadership of the Tricycle Union and the Bus and Shuttle Bus Drivers Union have also given a two-month waiver to Keke and Shuttle bus drivers.   I hope that this will cushion the sudden fall in their income occasioned by the restricted number of passengers they are expected to carry at a time these days. This is also a part of our Economic Stimulus Package for the vulnerable.

4. To ensure that our children are not adversely affected by the closure of schools, we have migrated our classrooms to Radio, television and Facebook. A partnership between the Anambra Broadcasting Service (ABS) and the Ministry of Basic Education is meeting the educational needs of our children with a programme title “Anambra Teaching on Air.” Visit the ABS website for further details. 

We are Ready:

Finally, Ndi Anambra, learning from the experience of the approaches adopted by France and Lagos in battling this pandemic,  we have stockpiled the medicines used in managing outbreaks in both places in case we experience an incident here.

I therefore urge you to be calm and ensure adequate compliance with the standard directives on Covid-19 which includes – wash your hands regularly with soap, use hand-sanitizers regularly, cough and sneeze into your elbows, put on a face mask while going out and most importantly; stay home and stay safe! 

Before I end this broadcast, I must not fail to thank the entire business community in Anambra State for complying with our directive on Coronavirus. I must also thank the owners of schools, the church, the civil society and traditional rulers who have lent their voices to the enlightenment campaign on coronavirus in their various domains. 

My gratitude also goes to the members of the Task Force on Covid-19 who have been working day and night to get our dear state ready and of course the Service Commanders of the various security agencies in the state who have been helping us to enforce the standard Covid-19 protocol in the state.

In conclusion, Ndi Anambra, I urge you to see the threat of Coronavirus as the greatest threat to us all as one people under God. I urge you therefore, to come together as one and shut out this pandemic from Anambra State. Ndi Anambra, we can do it if we truly come together. In the words of American auto icon, Henry Ford, “coming together is a beginning, staying together is progress but working together is success.”

I have no doubt that if we all wash your hands regularly with soap, use hand-sanitizers regularly, cough and sneeze into your elbows, put on a facial mask while going out and most importantly; stay home and stay safe, we shall win this battle and eventually win this war!  

God bless Anambra State

God Bless Nigeria.

Chief Sir. Willie Obiano

Governor, Anambra State

Read More
Jonathan speaks up on Covid19 virus

Jonathan speaks up on Covid19 virus
| March 27th, 2020

Former President Goodluck Jonathan has asked Nigerians to remain courageous and faithful. Jonathan who made the call on his Facebook page, yesterday, said that this is a time to show good citizenship, solidarity and patriotism.

It will be recalled the zeal and support shown by Nigerians in 2014 when his government battled Ebola virus to a standstill, Jonathan also called on the people to redisplay such enthusiasm and readiness to combat the coronavirus, assuring a complete defeat of the disease soon.

He wrote: “Today, our world faces a global crisis that threatens our peace, hope and freedoms. Across the globe is the climate of fear, havoc, and consequences of a new enemy called coronavirus disease.

“Fear compatriot, this is not a time to fear or despair, it is a moment of responsibility, courage and faith. It is time to demonstrate good citizenship by yielding to relevant policies and guidelines put in place by government and its agencies to combat the challenge of COVID-19.

“As a country, ours is a history of many triumphs in times of global and national challenges. In 2014, through solidarity and unity of purpose, we combated the dreaded Ebola virus.

“More than ever before, now is the time for action, solidarity and patriotism. Let’s all brace up and work together to combat this new scourge, COVID- 19.”


Read More
Any Graduate with These Three Attitudes will Remain in Abject Poverty.

Any Graduate with These Three Attitudes will Remain in Abject Poverty.
| March 21st, 2020

If I may ask, why are graduates among the poorest set of people we have in any community today? Should we necessarily attribute such exceptionally high level of poverty to unemployment?? Sincerely it's not, Graduates are poor and will remain poor if they retain these three attitudes in them;

1. The Blame Game: It's so pathetic that the only things graduates are very good at doing these days is the blame game. They complain a lot! They would complain about the job government failed to provide, their uncle that failed to give them money to start a business, and the most pathetic of it all, their parents for not being "A Dangote" or a "Mark Zuckerberg".

Sincerely, graduates that still have this kinds of mentality will remain poor. It is high time graduates stopped the blame game. Failure on the path of government to provide job nor your uncle that failed to set up a business for you should not be a factor holding you back from achieving your dreams.

2. Certificrazy: The craziness graduates have for their certificate is beyond normal. Everyone needs a white collar job. They are not ready to learn a skill neither are they ready to get their hands dirty by embarking or "dirty" jobs. The ego of being a graduate is the reason why they remain broke every now and then.

Lack of Responsibility: Majority of graduates belief something needs to change about their country before their life can change. They've forgotten that there will always be a lot of poor people in a country with good economy and a lot of rich people in a country with poor economy. You are not poor as a graduate because your country economy is poor, you're poor because you have not started taking any meaningful action to better your personal economy.

 Be warned, none of these three factors is responsible for your poverty but your inability to think outside the box. The lack of money is not really the problem of 95% of graduates but lack of idea on how you can make money. It's high time graduates woke up and face their responsibilities. You must be aware of a fact, the best person designed to help you is "you". Be responsible for your life. Success is not achieved by an accident. It's intentional!

Read More
18 Ways To Survive When You’re Broke

18 Ways To Survive When You’re Broke
| March 21st, 2020

Tired of being broke?

These personal finance tips will help you keep going when you have no money and start moving towards financial freedom.

How do you deal with having no money? When you are broke it can be hard to see the way out of your current financial situation. These tips will help you survive this time of your life and moving forward on the path to financial freedom.

Tired of being broke? These personal finance tips will help you keep going when you have no money and start moving towards financial freedom.

1. Keep a positive mindset

Right now might be a tough time for you financially, but realize it will pass. Nothing is permanent and you just have to do the best you can to get through it.

Stressing and having a negative mindset isn’t going to change the situation, it’s only going to make you feel worse. Take it day by day and focus on the positive.

2. Try a no-spend challenge

Turn saving money into a game to stay motivated. Try not spending money for a week or do a 30-day no-spend challenge. Certain necessities like groceries are allowed, but any extra spending is not allowed.

3. Find free activities to keep busy

If you are broke, staying in and moping about the situation isn’t going to help. Go for a walk, check out a book or movie from your local library, or look for free activities in your community. Keeping busy will take your mind away from your current financial situation.

4. Skip grocery shopping for a week

How much does your family spend on groceries per week? 

 Try skipping the grocery store for a week and eating what you already have in your cabinets and freezer.

I try to do this once a month to keep my grocery costs down ( and use up what I have already).

5. Sell items you don’t use for extra cash

Chances are you have plenty of things around the house you don’t use anymore. Clean out the closets, basement, or garage and sell them for some quick cash. Try Facebook buy/sell groups, Craigslist, or any other local community groups.

6. Take a close look at your budget

When money is tight, a budget is a necessity. Create a budget so you’ll know how much money is coming in and where it’s being spent.

7. Cut unnecessary expenses

When you first find yourself with no money left at the end of the month, you should start by taking a look at what expenses you can reduce/eliminate.

For example, subscriptions for music, tv streaming, and gaming can be reduced or eliminated. Also, you can have leftovers to save on food waste or create a meal plan to cut your grocery costs.

8. Consider ways to reduce your fixed expenses

There are times we end up in a situation where there’s no way out other than making a significant life change. Whether it’s becoming a one car family, moving in with family, or selling your home, sometimes choices like this are necessary to begin moving forward.

If you’ve already tried other methods to cut expenses and get your finances on track, it may be time to make more drastic changes.

9. Put the credit cards away

To get on the right track financially, you have to stop using credit cards as a crutch. I know I’ve been in the situation where my checking account was empty and I pulled out the credit card to make purchases anyway. I should have just gone without instead of getting further in debt.

If at the end if the month you find you are making up the difference in your budget by pulling out the credit cards, it’s time to put them away. Cut them up, freeze them in ice, do whatever you need to avoid using your credit cards.

The first step in improving your situation is to stop digging a bigger hole.

10. Take responsibility for your actions

Try not to blame everyone else for your situation. Realize that you have made decisions that led you to where you are today.

Taking responsibility for your own actions is an important step to avoiding the same mistakes.

11. Find additional sources of income

One of the quickest ways to get out of a financial hard spot is to increase your income.

It could mean working overtime, picking up a part-time job, or taking odd jobs like dog walking or babysitting. Do you have a unique skill such as photography, sewing, or computer repair where you can offer your services for money?

12. Pay your bills on time

Whenever possible, try to pay your bills on time. 

13. Learn ways to live more frugally everyday

There’s always ways to stretch a dollar. From being more conscious of your utility usage to meal planning to cut your grocery costs, little savings will add up!

14. Track your expenses

You can’t get your spending under control until you know where your money is going. Start tracking your expenses each month so you can get a clear financial picture. Once you identify where you are spending money, you can start looking for ways to cut those expenses.

15. Find an accountability partner

Whether it’s a spouse, family member, or trusted friend, find someone that will help to hold you responsible for your actions. They can help you celebrate your wins too!

16. Learn your weaknesses

Think about where your financial weak spot is. Do you like to grab fast food for dinner on busy days? Do you end up with more that groceries in your cart at Walmart? Or maybe you can resist shopping when you have a coupon or discount code?

Once you know where your biggest weakness is, you can take steps to overcome it. For example, find quick easy meals to cook on those hectic nights or stick to cash budgeting for your groceries.

17. Set clear financial goals

A clear picture of what you want for yourself is a must! You need to know what you are working towards to stay motivated.

18. Carry cash for trouble spots

We all have areas of our budget that are difficult to keep in check. Whether it’s clothes, entertainment, or groceries, there’s a simple way to keep spending under control.

Use cash. Take out cash for the budgeted amount for your trouble category and then when it’s gone, it’s gone. When we are using a debit card, it’s hard to define a specific budget in our head. The visual of having cash helps keep us on track!

How to deal with being broke

When you have no money, it’s easy to feel hopeless about your situation. Finding ways to save money, increase your income, and manage your money better will get you on the right track financially!

Read More


Enter your email address to subscribe to this blog and receive notifications of new posts by email.